Spend crypto anywhere Mastercard is accepted, in 175+ countries including the US - all from self-custody. Choose the plan that fits, from a virtual card that's free with an invite to a full Swiss account.1
For getting started.
For people who spend.
For people who send & receive worldwide.
Every code pays off twice - your friend saves the moment they use it, and you earn once they start spending.
Your friend gets
You earn
Your rewards activate when a referral funds their card and makes a first purchase - never on signup alone. Paid monthly in USDC. Full affiliate tiers drop with the Premium rollout.
More than almost any crypto card on the market - most open instantly, only a few need extra verification.
· Indicative list; availability depends on verification and may change.
Clear transaction limits and a flat 0.5% USDC cashback on Premium - no spend tiers, no staking requirements.2
| Transaction type | Basic | Premium |
|---|---|---|
| POS per transaction | $25,000 | $25,000 |
| POS daily limit | $62,500 | $62,500 |
| POS monthly limit | $125,000 | $125,000 |
| ATM per transaction | $3,125 | $3,125 |
| ATM daily limit | $12,500 | $12,500 |
| ATM monthly limit | $25,000 | $25,000 |
| Custom limits | — | Unlimited on request |
Premium earns a flat 0.5% cashback in USDC on every purchase - in store, online, anywhere. No mobile-wallet requirement, no point schemes.
| Plan | Cashback | Counts toward cashback |
|---|---|---|
| Basic | — | — |
| Premium | 0.5% in USDC | First $5,000 of card spend / month |
| Swiss Banking | — | — |
The card works anywhere Mastercard is accepted, across 175+ countries including the United States. Most countries open instantly; a few require extra verification and a small number aren't served yet. Use the searchable list above to check your country.
Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds.
A virtual Basic card is ready in about five minutes, straight from the app. Swiss Banking adds a full Swiss IBAN and SEPA account.
Crypto top-ups are 0% on Basic and Premium, and 0.25-1% on Swiss Banking. FX markup is 1.5% on Basic, 0.5% in Switzerland and 1.5% international on Premium, and 1% on Swiss Banking. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic and Premium, and are not available on Swiss Banking.
All fees are indicative and may vary by jurisdiction and verification status.
Enter a member's code at Premium checkout and 20% comes off on the spot - you pay $99 instead of $124. Basic is free with a valid invite code instead of the $5 one-off.
Premium earns 0.5% cashback in USDC on up to $5,000 of card spend per month - paid straight to your wallet, no mobile-wallet requirement. Basic and Swiss Banking don't include cashback.
You can fund the card from your THORWallet balance across all supported chains and 20,000+ tokens. If you hold an asset that isn't the card's settlement currency, swap it in-app first, then top up.
Swiss Banking gives you a personal Swiss IBAN and SEPA account with a multicurrency Mastercard in CHF, EUR, USD and RMB. You can send and receive like a traditional bank, with monthly limits up to $10M.
Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International.