Spend crypto anywhere Mastercard is accepted, in 175+ countries including the US - all from self-custody. Choose the plan that fits, from a virtual card that's free with an invite to a full Swiss account.1
For getting started.
For people who spend.
For people who send & receive worldwide.
The THORWallet Card is provided in collaboration with Unblock, the card partner that also reviews your identity documents.
You need a valid passport or national ID card, a selfie and a proof of address in your name that is not older than 3 months.
You order the card in the THORWallet mobile app, in the Cards tab, and verify your identity once. The card is available in a seed wallet. How to get the THORWallet Card
Every code pays off twice - your friend saves the moment they use it, and you earn once they start spending.
Your friend gets
You earn
Your rewards activate when a referral funds their card and makes a first purchase - never on signup alone. Paid monthly in USDC. More referral tiers follow when Premium opens.
Spend anywhere Mastercard is accepted. Your country of residence decides, not your nationality.
· Indicative list; availability depends on verification and may change.
Clear transaction limits and a flat 0.5% USDC cashback on Premium - no spend tiers, no staking requirements.2
| Transaction type | Basic | Premium |
|---|---|---|
| POS per transaction | $20,000 | $100,000 |
| POS daily limit | $50,000 | $500,000 |
| POS monthly limit | $100,000 | $1,000,000 |
| ATM per transaction | $2,500 | $2,500 |
| ATM daily limit | $10,000 | $10,000 |
| ATM monthly limit | $20,000 | $60,000 |
| Custom limits | Not available | Higher limits on request |
After the first approval a lower monthly limit applies until your full verification is approved. The app shows your current limit.
Premium earns a flat 0.5% cashback in USDC on every purchase - in store, online, anywhere. No mobile-wallet requirement, no point schemes.
| Plan | Cashback | Counts toward cashback |
|---|---|---|
| Basic | None | - |
| Premium | 0.5% in USDC | First $5,000 of card spend / month |
| Swiss IBAN | None | - |
Every THORWallet fee in one place: Fees. The basics of spending crypto with a card: How crypto cards work.
You can get the card if you live in a supported country and pass the identity verification. Your country of residence decides, not your nationality. Use the searchable list above to check your country.
You pay online and in shops wherever Mastercard is accepted, in 175+ countries.
Yes. Your wallet stays self-custody. Only the amount you top up moves to the card balance.
Open the Cards tab in the THORWallet mobile app with a seed wallet, tap Get Basic, complete the two-part identity verification and, once it is approved, tap Get your card. Without an invite code you pay $5 once in USDC.
You need a valid passport or national ID card, a selfie and a proof of address in your name that is not older than 3 months. The verification runs in the mobile app in two parts, and the card partner Unblock reviews the documents.
You also need a mobile phone number and an email address, and the THORWallet mobile app with a seed wallet. Photos that do not meet the requirements delay the verification by several days.
A top-up with USDC on Ethereum costs 0% on Basic and Premium. Other assets, including USDC on other networks, are converted to USDC first, and the top-up form shows the fee before you confirm. Top-ups cost 0.25-1% on Swiss IBAN. The FX fee is 1.5% on Basic and Premium, and 1% on Swiss IBAN. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic and Premium, and are not available on Swiss IBAN.
All fees are indicative and may vary by jurisdiction and verification status.
You enter the invite code when you order the card in the app, before identity verification. With an invite code the Basic card is free instead of $5, and the Premium card costs $99 instead of $124.
No code? Basic costs $5 once.
Premium earns 0.5% cashback in USDC on up to $5,000 of card spend per month - paid straight to your wallet, no mobile-wallet requirement. Basic and Swiss IBAN don't include cashback.
USDC on Ethereum goes straight to the card with no top-up fee. Assets on 17 networks, including Bitcoin, Ethereum, Solana, Base, Arbitrum and TRON, are converted to USDC and then credited.
The Swiss IBAN account gives you a personal Swiss IBAN with SEPA transfers and a multicurrency Mastercard in CHF, EUR, USD and RMB. You can send and receive money like a traditional account, with monthly limits up to $10M.
Yes. It is a Mastercard and works online and in shops wherever Mastercard is accepted. The THORWallet Card is provided in collaboration with Unblock, the card partner that also reviews your identity documents.
Mastercard is a registered trademark of Mastercard International.
You order it in the THORWallet mobile app after an identity check.
